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Credit Cards. Are You a Transactor or a Revolver?
Credit cards can be used for just about anything. And they are ridiculously convenient. But not everyone uses credit cards as effectively as they should. Read on to see how the smartest money managers use their credit cards.
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Making a claim
Obviously, we hope that none of our clients ever make a claim on their life insurance policy. But, from time to time, claims need to be made. Here is our step-by-step guide to what happens when you make a life insurance claim.
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Income returns and capital growth
There are two types of investment return. They are both good. But which one you prioritise depends very much on your personal circumstances.
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Marriage and your will
Marriage usually means you need a new will. And if this is not your first marriage, then you may need a will that reflects that you have obligations in different directions.
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Consolidating Super
Every year we make it a point to write at least one blog article on consolidating super. Consolidating super is where benefits held in two or more super and funds are rolled over into a single fund - either one of the existing funds or a new fund altogether. Over time, consolidating super can have a substantial impact on your retirement benefits.
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Making Life Insurance Premiums More Affordable
People typically need life insurance at the same time as there are many demands on their income. In fact, it is the presence of these demands that creates the need for insurance in the first place. Because money is tight, it always pays to make life insurance premiums as affordable as possible.
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What Is a Defensive Investment?
A defensive investment asset should only be used to preserve your wealth. As a result, you should be extremely confident that you will get your money back from the investment before you proceed.
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Growth Investments
Most people divide potential investments into one of two types: growth or defensive. In this article, we look at growth investments and discuss what they are and who should consider them.
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Life Insurance. Who needs it?
One of the most common questions we are asked is ‘who needs what’ kind of insurance cover? This week we examine the major types of life insurance and give our opinion as to who needs to take out each form of cover.