Dear Abbey
We love reading those ‘Dear Abbey’ type letters to the newspaper. Especially the financial ones. Here is a classic we read recently – and what we would do if this were our client.
Account-Based Income Streams
Super is not supposed to be locked up forever. Super is intended to be withdrawn and used to finance your retirement. In this article, we take a closer look at withdrawing your super slowly over time, using an income stream.
Sleeping Easy in Retirement
For households with at least one person aged 65 or over, the Australian Bureau of Statistics recently compared average household wealth between those that owned their own home and those that did not. The difference was enormous and the message is clear: owning a property – or a similar kind of asset - is critical in creating wealth. Our job often includes identifying that similar kind of asset.
Parents as co-purchasers of property
Increasingly, parents are helping adult children buy property. This might be to assist younger person to get started in the market, or to help a person get back on their feet after something like a relationship ending. This article discusses one way in which parents and children might come own property.
2017 Budget – Winners and Losers
Compared to previous years, the 2017 Budget was a bit of an anti-climax. In previous years, there have been a number of big-ticket changes - such as the big changes to superannuation that we have been discussing in recent articles. But this year there have simply been a whole lot of small changes, some of which will be of benefit and others will represent a small loss.
Market summary – October 2016
A bad month for sellers is a good month for buyers. But you would never know from the headlines.
Is the full aged pension going to be As Good As it Gets?
Research shows that the aged pension is all we have to look forward to, unless we act now.
Interest rate announcements
Ever wondered why interest rates go up and down?Here’s why.
Business owners must start investing sooner rather than later
when you start investing is often more important than how much you start investing with.