Retirement

Maximise Retirement Savings Without Sacrificing Other Goals

Planning for retirement doesn’t have to mean putting your other financial ambitions on hold. With the right approach, you can grow your retirement nest egg while still achieving goals like homeownership, travel, or paying off debt. Here’s how you can strike that balance.

How Trump’s Tariffs Affect Australian Investors and What to Do Next

The recent announcement by President Donald Trump to impose tariffs on various countries has sent shockwaves through global markets, including our own. As an Australian investor, it's natural to feel concerned about how these changes might affect your investments. Here's a straightforward guide to help you manage this challenging period.

How the 2025 Federal Budget Could Affect You

The 2025 Australian Federal Budget, announced by Treasurer Jim Chalmers on 25 March, outlines the government’s plans for the next financial year. While budget documents can be overwhelming, here’s a simplified look at the key changes that might impact your finances.

Planning Your Dream Retirement

Retirement is a significant chapter in life, offering the chance to enjoy the fruits of your hard work. But what does a comfortable retirement look like, and how can you prepare for it? For many people, it’s about finding the right balance between financial security, personal fulfilment, and peace of mind. Here’s how you can start shaping your ideal retirement.

Understand Superannuation Trends and Make Better Choices

Despite efforts to encourage retirees to use income stream products, many are still opting for lump sum payments when accessing their super. In fact, there's been an increase in lump sum withdrawals recently. Are you making the most of your retirement savings? In this article, we discuss why this matters to you and what you can do about it.

When Is the Best Time to Retire and How?

Deciding when to retire is one of the most significant financial decisions you'll make. The right time to retire varies for everyone, influenced by personal circumstances, financial readiness, and lifestyle goals. Here, we'll explore key considerations for determining the best time to retire and how to prepare for a comfortable and fulfilling retirement.

Pension Payments are Going Up!

Twice a year, Commonwealth benefits are automatically adjusted. In the current high inflation environment, this month’s adjustments are quite substantial.

What’s the Ideal Age to Retire?

What’s the ideal age to retire? We came across some intriguing research recently that shows that people’s ideal retirement age changes as they get closer to actually retiring. And, perhaps surprisingly, the closer we get to leaving work, the more we want to keep working!

Wanna Know a Super Secret for Retirement?

You can generate super savings in two ways: contributions and investment earnings. While you work, investment earnings are really important. Once you retire, earnings become even more important.

Wanna Know a Super Secret?

Working Australians contribute money into super each year. It may be tempting to think that these contributions make up the bulk of your retirement savings. But, for most people, that’s not how it works. There’s a super secret and we want to let you in on it.