Investment | Edgeworth Partners

Dollar Cost Averaging

Dividing an investment up into smaller amounts that are invested at different points in time can be an effective way to manage the timing risk inherent in the sharemarket. This practice is known as dollar cost averaging and this article explains all about it.

Happy Birthday Low Interest Rates!

It has now been two years since the RBA’s target interest rate last changed. Rates are at historically low levels, and look like staying there for a while yet. Ever wondered why? Read on!

Buy the robots.

There are lots of good reasons to make an investment. One is to safeguard you and your family against the changing nature of the Australian economy. If robots are taking over the world, then why not invest in the robots?

What is an Exchange Traded Fund?

Exchange traded funds have quickly become one of the most popular ways of investing into the Australian sharemarket. ETFs combine the best parts of various types of managed investment and can be a very useful part of an investment portfolio.

What kind of return is better: cash or capital growth?

Investment returns come in one of two forms. Different forms of investment return suit different investors. This article will help you decide which form of investment return you should be targeting.

Positive gearing into property

Positive gearing lets you make a profit on your investment from day one. Provided there is no capital loss, this can be a great way to make money. Problem is: everyone else has thought of that, too. Positive gearing a decent property investment is hard.

Negative Gearing and Shares

When most people think of negative gearing, they think of property. But negative gearing can occur with any asset for which some or all of the purchase price is borrowed. This article provides a worked example of negative gearing using an Exchange Traded Fund (ETF) to buy a diversified portfolio of shares.

100% off everything!

Continuing our theme of behavioural economics, this week we look at anchoring? Anchoring is how people can be mislead into thinking they have bagged a bargain. It also tricks people into selling good investments and keeping bad ones.

There’s no need to salary sacrifice any more…

Until now, salary sacrifice has been one of the only ways that an employee can make an extra tax-advantaged contribution into their super fund. But that changed on 1 July 2017. Now, almost everyone can make additional contributions without their employer even knowing – which might come in handy next time you ask for a pay rise!

Positive Gearing. What is it, how does it happen and do you want it anyway

In property investing positive gearing is where the rent received exceeds the interest on money borrowed to finance the purchase. You often hear about positive gearing – especially from people with a property they want you to buy! But is positive cash flow property actually worth pursuing? The answer depends on what is creating the positive cash flow situation. Sometimes, these factors combine to make positive gearing a wonderful way to reduce risk. But at other times, the factors creating the positive gearing can make an investment very risky indeed. This article shows you how to tell the difference.