Investment | Edgeworth Partners

How to Win at Tennis. And Investing

It is Australian Open time again and the world’s attention focusses on Australia’s very own Grand Slam Tennis Tournament. Happily, with Covid restrictions much less this year, we will see a blockbuster tournament. May the best players win.

Protect that Income!

If you are working for a living, then you should seriously consider insuring the income you receive. Income protection is a very simple insurance: You purchase an insurance policy that pays you a benefit if you become unable to work due to illness or injury.

All About Capital Return – Investing for the Future

A few weeks ago we wrote about income return – the return you get while you continue to hold an investment asset. This week, we turn our attention to capital return – the return you don’t get until you sell your investment asset.

All About Income Return

Last week we discussed the two ways that investments make you money: through capital growth and through an income return. This week, we thought we would do a bit of a deep dive into income return.

Not all Returns are Equal

As the financial year chugs along, we think this is a good time to remind our readers that investment rewards come in many shapes and sizes – and some may suit your needs more than others.

Risk and How to Manage It

If you keep an ear out on the investment world, you will hear a lot said about risk. But many people do not really understand risk, so this week, as something of an antidote to the politics dominating the airwaves, we thought we would spend some time talking about it.

How to Find Yourself Singing in the Rain

Last week we discussed how the Governor of the Reserve Bank Phillip Lowe recently recommended that home borrowers ensure that they have a ‘buffer’ against the time when interest rates inevitably rise. Interest rate buffers are not the only type of buffer in good financial planning. Buffers are used in many areas, but the need for buffers always comes from the same source: understanding that the way things are now is not likely to be the way things are in the future.

Half of Everything is Housing

This week we came across an interesting little read from Fidelity International, an international fund manager. Their article examined the composition of Australian household wealth as of the end of 2020, which is about as recent as the data gets when it comes to this kind of thing.

Dear Abbey

We love reading those ‘Dear Abbey’ type letters to the newspaper. Especially the financial ones. Here is a classic we read recently – and what we would do if this were our client.

It’s All About the Context

Our apologies if you do not like cricket, but it is a sport with much to teach us about money management. Cricket can often provide a brilliant metaphor for money management – it must be all the maths that both cricket and finance demand.