Financial Planning

Budgetary Policy: It’s all part of the plan

The first Tuesday in May is financial planning’s night of nights. That is the night when the Federal Government hands down its proposed budget for the coming financial year and beyond. This year, we have a first-time federal treasurer handing down the budget. That said, much of the heavy lifting of budgetary planning is done by employees of the government’s Treasury Department, so there is a lot of experience at hand.

Helping Younger Generations

Many older clients want to provide financial assistance to their children and grandchildren. But what is the best way? While every person is different, the basic principle remains the same: the best way to provide financial support to younger generations is to help them maximise their own wealth. This article shows you one way to do just that.

Limiting your impulses is easier – and harder – than it used to be

Once upon a time, saving money was easy. Technology - actually, it’s absence - made life easier. But don’t despair: there are still things you can do to take back control.

Valentine’s Day and Money

People spend a small fortune on Valentine’s Day - and newlyweds are the worst culprits. Surely there are better ways to profess our love for each other than chocolates and champagne. Here is our recommendation.

Who is Who on Australia’s currency?

They pass through our hands every day, but do you ever stop to consider the images on Australia’s paper currency? In this article, in honour of Australia Day, we introduce you to the faces staring out at you from your purse or wallet.

Happy New Year

We love new years. They are a wonderful opportunity to focus our mind on sorting out our finances once and for all. No one enjoys life if they are troubled by money. So, here are some things that you should be looking at straight away to make sure the 2019 is truly a happy financial year.

Credit Cards: What’s good about them?

Credit cards can be extremely convenient, especially when you pay them off in full each month and never incur interest. Here are some of the ways that credit cards can make life easier.

Extra help when a child is disabled

Disabled children are treated as adults for tax purposes even if under age 18. This means that they can receive distributions of net income from family trusts and hybrid trusts. This income is taxed normally, rather than under the penalty tax arrangements that usually apply to the unearned income of minors. It can mean that the family pays much less tax.

Having trouble saving? Here is an easy way to do it.

One of the difficulties of saving is having your money constantly available. A new form of savings account can help you manage your own temptation. Read on and we will show you how.

$35 is $35!

Research shows that people are more interested in saving a large percentage on a cheap purchase than they are in saving a small percentage on an expensive purchase. This can lead them to waste both time and money, and can also be expensive when it comes to big ticket items like home loans.