Estate Planning

When Is the Best Time to Retire and How?

Deciding when to retire is one of the most significant financial decisions you'll make. The right time to retire varies for everyone, influenced by personal circumstances, financial readiness, and lifestyle goals. Here, we'll explore key considerations for determining the best time to retire and how to prepare for a comfortable and fulfilling retirement.

What to Do if Someone Dies

Australia’s death rate remains the same as it has always been. We get one death each. The problem is, very few of us know when our death will come. What is also certain is that we will know people who die before us. This is a quick guide to what to do if someone you love dies.

Now That’s Good Estate Planning!

A well-known man in England recently gained an inheritance. It is a pretty substantial one, too. According to Forbes Magazine, King Charles inherited approximately $US500 Million in assets from his Mum and is now responsible for managing assets worth $US42 Billion. That’s good estate planning!

What is a testamentary trust?

Testamentary trusts are one way for people to ensure that their assets are well managed after they die. Read on to learn more about this important aspect of estate planning.

What happens to your super when you don’t need it any more?

Superannuation benefits are not automatically subject to your will. That means the trustees may not send the money where you want it to go when you die. But there is a solution! Read on.

Parents as co-purchasers of property

Increasingly, parents are helping adult children buy property. This might be to assist younger person to get started in the market, or to help a person get back on their feet after something like a relationship ending. This article discusses one way in which parents and children might come own property.

Helping your kids and grandkids live near you!

Through no fault of their own, younger Australians are finding the housing market hard to enter. At the same time, their parents and grandparents are doing very well if they own a home. There is no point in waiting for an inheritance: the average age for receiving one of them is mid-50s. So, how can older Australians help their younger relatives get into their own home – and live near enough to visit often?

The best estate planning is simply the best planning

Estate planning can be one of the most rewarding parts of financial planning. After all, who does not want to make sure that their loved ones are looked after as well as possible? Happily, the best estate planning is often the best personal financial planning as well.

Marriage and your will

Marriage usually means you need a new will. And if this is not your first marriage, then you may need a will that reflects that you have obligations in different directions.

Superannuation and Estate Planning

Superannuation is an often-forgotten area of estate planning. This article discusses the best ways to make sure your super goes where you want it to go when you don’t need it any more.